TL;DR: Start from generic things, smoothly moving to more specific ones:

Setup

• Start with regular monthly income & expenses (salary 🤑, rent 🏠, credits 🏦, bills 🧾, etc.)
• Now, (bi-)weekly (groceries 🛒, weekend shopping 🛍️ , etc.)
• Finally, some generic & random things you don't remember but know exist. 🍷 (+ you can add rough estimates for subscriptions, gym, parties, birthdays, ATM, etc.)

Actual planning

Example 1 (easy):

As you can notice, each day with any transaction now shows your balance for that day. This is the key feature of the Money Calendar.

This allows you to spot breaking moments until they actually happen. Let's take a look:

<aside> ⚠️ Here we can see that after the rent payment, I’ll have $200 - it's less than 10% of my monthly income, and there is a risky period until my next salary.

</aside>

Ok, this is quite an easy one, right? Lets move on:

Example 2 (still easy):

Time to plan for the future - how much can I save each month? Let's take a look:

I want to save 10% from the salary - 300$/m. How can I set this up?

As we see here - there are two things I can do:

• Save $300 from salary on 19th
• Save $150 both on 4th and 19th.

But are those options equal? Of course, not - if I save twice a month: on 4th and 19th - something interesting is going to happen: